by Betty » Thu Feb 07, 2008 5:56 pm
I dont like the karma in the 'what pisses me off' thread so Im gonna go ahead and post this shat here.
Insurance Companies- As far as I'm concerned, insurance is useless. You pay a monthly amount so in case something happens to your house, apartment, car, motorcycle, expensive toy, or you they are there to fix or replace it. Sounds simple. Wrong. They charge different people different rates. For example, car insurance is much cheaper when you are over 25 and married. That's f*cking stupid. Does being over 25 and married make me more responsible? I think not. I was more responsible when I was 17 than I am now. That aside, what happens if you total out your car for example? The insurance company replaces it for you, right? Not quite. You have to pay your $500 or $1000 deductable. So you pay them thousands of dollars per year, but when you need to use them they point you in the direction of the nearest dick so you can suck it. The worst is when a window breaks on your car. You'd like to use your insurance to get that fixed, but most glass deductables are $500, more than the cost of a window. You might as well pay for it out of pocket. But say the window (for some reason) was more than $500. You pay the insurance company the $500 and they replace the window. Your insurance bill just went up for a year. F*ck insurance companies. They blow. They make want to smash things or slap a small child, Im not sure which.
The service here sucks.