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Paid Off

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Paid Off

Postby bluesilver » Wed May 20, 2020 3:53 pm

I just dropped $9500. Paid off my car and all credit cards. debt free. feels good, man.
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Re: Paid Off

Postby BOX » Thu May 21, 2020 10:55 am

feels good, man.


It sure does. Congrats, Blue. We paid off all our debt (except student loans) and went to an all-cash basis back in '13/14 or so. It feels great no joke. Our cars are both old, but they're paid off. Have to do a bit of saving up if either of us want something (you know, like, say, a new surfboard) but it's totally worth it to be out from under the thumb of banks and credit card companies.

Bought a house last year and that's the only debt we've taken on since then. Just re-financed down to 15-yr mortgage and hope to have that paid off early so we can get back to our clean slate asap. Hoping to have my student loans dismissed in 5 years though PSLF if they don't cancel the program first.

We're saving like we've never had before and so far despite my wife getting barely any hours the past few months and facing furlough days on my part, we've (so far) been able to weather the storm since we don't have major debt obligations other than our mortgage to make each month.

Not trying to brag or anything just trying to encourage others to do the same. It's a bit of a lifestyle adjustment for sure, but I highly, highly recommend it to everyone. True freedom is financial freedom. Clear your debt and clear your mind, man...
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Re: Paid Off

Postby Tex » Fri May 22, 2020 12:59 pm

count me as inspired.....damn kids are expensive!!!
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Re: Paid Off

Postby bluesilver » Thu May 28, 2020 9:50 am

Yeah, wife was furloughed a few months, but she got $4,000/mo in unemployment. everyone in my company too a temporary 25% pay cut. But we are doing ok.
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Re: Paid Off

Postby Betty » Fri Jun 12, 2020 11:07 pm

bluesilver wrote:feels good, man.


Not as good as your mom felt last night.
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Re: Paid Off

Postby bluesilver » Thu Jun 25, 2020 9:06 am

Betty wrote:
bluesilver wrote:feels good, man.


Not as good as your mom felt last night.


Aight
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Re: Paid Off

Postby Tex » Tue Jun 30, 2020 8:06 am

whispers of OSP past.....
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